Insurance Risk Management

Your insurance premium is priced on risk — so the tidier your health and safety, the less you pay. Securo’s consultants audit your premises and practices, find the gaps your insurer cares about, and give you and your broker the evidence to lock in a better rate. Good for your team, good for your bottom line.

Business owners and Boards of Directors need to maximise their insurance savings and also have a responsibility to their employees to ensure their health and safety practises are thorough.

One all-embracing Risk Management Audit/Gap Analysis can help achieve these goals.

You will get:

  • A physical audit of your premises
  • A health and safety audit of your business practises to help you manage operational risks
  • Information to provide to your broker and insurer so they can lock in the lowest possible premiums

Our extensive report covers:

  • Construction
  • Machinery safety
  • Security
  • Storage and stacking
  • Fire protection
  • Personal safety
  • Workplace housekeeping
  • Hazardous goods

Why get a risk audit?

Two reasons, and they pull in the same direction. First, your premium reflects your risk — a documented, well-managed setup gives your broker the evidence to negotiate a lower rate. Second, as an owner or director you carry a duty to your people; an independent audit shows you’ve taken it seriously. One report protects your team and your bottom line.

Why Choose Securo?

Independent carries weight

We don’t sell insurance and we’re not your broker. Insurers take a neutral, third-party audit far more seriously than a self-assessment — which is exactly what helps you negotiate a better rate.

Location Location

On-site, not off a form

We walk your actual premises across 12 NZ regions, so the report reflects your real risk.

One report, two wins

Lower premiums and a safer workplace from the same audit.

Calendar Calendar

25 years you can rely on

NZISM Corporate Sponsor, across construction, manufacturing and trades nationwide.